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For many working Australians, superannuation can be an effective way to plan for retirement.  It’s important to regularly review your superannuation fund and level of contributions to keep your fund on track. The more extensive your goals, the more super you’re likely to need to provide sufficient retirement income, so it’s important to know what opportunities you should be taking advantage of.


The government provides generous tax incentives to encourage Australians to invest in super.

Some people find it difficult to know how much to contribute to super apart from the current employer sponsored superannuation. There is no right or wrong amount but there are contribution caps (as required by legislation) which limit how much you can contribute each year.

What are the rules?

It is never too late to take control of your super, but the rules are complex. It is important to get professional financial advice to ensure you make the most of your superannuation savings.

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